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Management Liability
Insurance

Management Liability is a tailored insurance offering that provides cover to Senior Management and the Company for the decisions and responsibilities involved in running a business.

Various levels of cover can be provided including:

  • Occupational Health & Safety Incidents – at your premises and on site!
  • Employment Practice Liability
  • Tax Audits / Investigations
  • Crime
  • Directors and Officers Liability
  • Statutory Liability
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What Can Be Covered
Do for You?

As a construction and building insurance specialist, we understand the diverse insurance needs of the industry and that despite your best intentions, breaches of legislation and compliance can still happen and stakeholder expectations can be mismanaged. These scenarios can bring liability exposure to a company or its directors and officers personally.

A comprehensive Management Liability policy suited for those operating in the construction industry can provide cover in various scenarios, including:

  • Your actions as a director or officer in managing the business
  • Allegations of wrongful employment practices (e.g. wrongful dismissal, bullying and harassment claims)
  • Crime (e.g. fraud, theft)
  • Statutory liability (breaching various Australian statutes where legally insurable)
  • Regulatory body investigations

As well as the company itself, directors and officers can be held personally liable for management decisions, putting their own personal assets at risk.

Claims vary and can be made by various parties including;

  • Clients
  • Suppliers
  • Competitors
  • Employees
  • Government agencies

Management Liability insurance provides cover to help you defend, settle or pay compensation claims within your chosen limits of your insurance package.

Common Questions Answered

Covers business owners, directors, and managers against claims related to wrongful acts, breaches of duty, unfair dismissal, mismanagement, and regulatory investigations.
Yes. Even small building companies can face legal action from employees, subcontractors, or regulators, making this cover essential for directors.
No. While Management Liability is traditionally designed for Pty Ltd companies, some insurers now offer tailored policies for sole traders—covering similar risks like employment disputes, tax audits, and legal costs.
Statutory Liability covers fines and penalties from breaches of laws and regulations—such as WHS breaches, environmental incidents, or licensing violations. For builders and tradies in Australia, where safety and compliance are heavily regulated, this cover helps protect against the financial impact of unexpected legal action.
Management Liability insurance can cover the legal and professional costs associated with regulatory investigations—such as WHS breaches, tax audits, or licensing complaints—helping protect your business from expensive penalties or legal defence fees.

We Have the Building
Industry Covered

Specialist Construction & Building
Insurance Broker

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(08) 7092 2242

Be Covered, we take the time to get to know your business, get the cover that’s right for you and, if something does go wrong, Be Covered are on your side with the knowledge and experience to handle even the toughest claims – that’s our difference.

(08) 7092 2242