Other Trades Insurance Australia
Tailored insurance solutions for trade businesses across Australia, protecting your liability, tools, vehicles and day-to-day operations.
Not every trade business fits neatly into one category. At Be Covered Insurance Brokers, we work with a wide range of trades and contractors across the construction, maintenance and service industries. Whether you’re self-employed or managing a growing team, the right trades insurance helps protect your business from unexpected risks and costly disruptions.
With so many skilled trades, listing all businesses that Be Covered Insurance Brokers can assist is challenging. We like to say that if you are a building or construction specialist needing assistance with your insurance, you should speak to a building and construction insurance specialist like Be Covered.
Our experienced brokers can help you:
- Understand what your insurance needs are and what are your “Must haves”, “Wish list”, and “Don’t need” insurances to fit within your current needs and budget
- Negotiate coverage and pricing on your behalf utilising our access to exclusive products and ‘bulk buying’ prices not usually provided directly to clients
- Your claims advocate in the unfortunate event of a claim, making sure your claims are actioned swiftly, and you receive all the benefits you are entitled to
Insurance Products for
Other Trades
Reviewing Your
Insurance Products
Many structural trade businesses understand common risks such as property damage, third-party injury claims, product failure, or the theft of valuable tools and materials on-site.
What is often less understood is whether their current insurance still reflects how their business operates today. As projects grow, teams expand and risks change, outdated cover can leave important gaps in protection.
Whether you’re newly established or have been operating for years, it’s worth reviewing your insurance to ensure you have the right protection in place for risks such as:
- Statutory liability to cover risks such as OHS and employment practices
- Professional indemnity for design risk and pure economic loss claims
- Materials both on and away from site
- Tenant liability for leased premises
- Cyber liability to protect valuable infrastructure and data
- Machinery and electronic equipment breakdown
- Legal liability for contract or payment disputes
Be Covered Insurance Brokers specialises in providing insurance advice to businesses across the trade, construction and contracting industries. Our focused approach gives us a strong understanding of the risks, day-to-day demands and operational challenges faced by Australian trade businesses.
We know that every business operates differently, which is why we tailor our advice and insurance solutions to suit your specific circumstances. Whether you’re a sole trader, subcontractor or established company, we help arrange practical cover designed around the way you work.
Whether you’re based in Adelaide or anywhere across Australia, speak with our team for a no-obligation discussion about your insurance requirements.
Common Questions Answered
A custom combination of Liability, Tools, and Contract Works depending on your trade.
Yes, if caused by your negligence in carrying out your usual business activities and you have Public Liability insurance in place, your policy can respond to property damage claims.
Subcontractors should hold their own insurance, but your policy must still reflect that you use them—because you can be held vicariously liable for their actions on site.
Yes, your cover can apply across different job sites—as long as your activities and locations are accurately declared.
Yes, tool insurance can include overnight vehicle storage, but conditions apply—such as secure lockboxes or alarms—so it’s best to check what's required.
Yes. Public liability insurance for structural trades is one of the most common and important covers. It can help protect your business if someone is injured or property is damaged as a result of your work on-site.
Do What You Do Best and
Let Us Get
You Covered
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