Scaffolders & Temporary Works Insurance Australia
Tailored insurance solutions for scaffolders and contractors working in high-risk
construction environments.
Scaffolders and temporary works contractors play a critical role in keeping construction projects moving safely. But with working at heights, complex site conditions and significant liability exposure, the right insurance is essential.
Depending on how you operate your business will depend on what options are available in the market to you. Be Covered can help you navigate options and negotiate terms on your behalf depending on your requirements and business set-up, for instance:
- Do you require cover for both hired-in and hired-out equipment?
- Who is setting up the scaffolding or temporary works?
- What are your contractual requirements and responsibilities?
- What equipment do you have within your business, and how is it used?
Insurance Products for
Scaffolders & Temporary Works
Reviewing Your
Insurance Products
Be Covered can guide you through your insurance requirements and the risk involved with operating a scaffolding or temporary works operation in Adelaide or beyond.
Common considerations include:
- Statutory liability to cover risks such as OHS and employment practices
- Plant and Equipment both on and away from site
- Liabilities owed to third parties for injury or property damage
- Legal liability for contract or payment disputes
Based in Adelaide, Be Covered Insurance Brokers specialises in protecting businesses across the construction and building industry throughout Australia. Our focus on this sector gives us a strong understanding of the risks, project requirements and operational challenges businesses in construction face.
We take the time to understand your specific needs and tailor insurance solutions that help protect your business, employees, equipment and assets. Be Covered works with you to create a purpose-built insurance program designed to keep your operations running smoothly now and into the future.
Common Questions Answered
Scaffolders often require a mix of cover depending on the size of their business and project scope. Common covers include public liability insurance, workers compensation (if staff are employed), plant and equipment cover, commercial vehicle insurance and contract works insurance.
Yes, Public Liability with height-specific coverage is essential, along with Plant & Equipment cover.
Public liability insurance can cover you if your scaffolding work causes accidental property damage or injury, including building collapse — based on the scope and conditions of your coverage.
Yes, through Plant & Equipment or Hired-in Equipment cover.
Yes — public liability insurance can cover accidental damage or injury that occurs while you're erecting or dismantling scaffolding, provided the incident isn’t due a policy exclusion.
It can be — if you have Plant & Equipment cover, your scaffolding gear can be insured for theft, loss, or damage whether it's on-site, in storage, or during transport.
Yes. Public liability insurance for scaffolders is one of the most important covers. It can help protect your business if someone is injured or property is damaged as a result of your work on-site.
Temporary works insurance can help cover risks associated with temporary structures, support systems or works installed during a construction project. Requirements vary depending on project scope and contractual obligations.
Do What You Do Best and
Let Us Get
You Covered
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