For Subcontractors & Tradies
Business Insurance for
Australia’s Finishing Trades bring projects together. Responsible for the final touches on surfaces in buildings, such as flooring, painting, plastering and tiling, finishing trades face numerous potential daily risks. Business insurance for finishing trades can help protect your business and give you the peace of mind to work confidently.
Finishing trades are at the core of almost every project, from small office fit-outs to complex commercial construction on new high-rise buildings. They can work directly for clients and Tier 1 builders or subcontract to numerous head contractors.
The list of skilled finishing trades in Australia is long and ever-changing, but in general, these trades are:
- Floor covering installers
Insurance Products for
Most finishing trades we meet understand risks such as product failure causing fire, third-party injury or damage, or the all-too-common theft of valuable tools or materials on-site. However, we often see businesses, both from Adelaide and other states, that don’t understand the scope of available cover across the complex nature of these businesses, mainly as new insurance products have developed to deal with changing business conditions. Whether you are a newly established business or have been operating for a long time, it is worth reviewing your mix of insurance products to decide if you need cover for risks such as:
- Statutory liability to cover risks such as OHS and employment practices
- Materials both on an away from site
- Principal supplied materials
- Tenant liability for leased premises
- Cyber liability to protect valuable infrastructure and data
- Machinery and electronic equipment breakdown
- Legal liability for contract or payment disputes
The experts at Be Covered are here to do the heavy lifting and put the finishing touches on your insurance program. As Adelaide-based building and construction insurance specialists, we understand the Australian construction industry. We appreciate that every trade or business is different. Our job is to make sure you have the right products in place for your unique circumstances. With our knowledge and experience, we can tailor an insurance package to guarantee your business is protected.
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