Legal Expenses Insurance

With laws and regulations changing frequently, it can be difficult for businesses and their managers to stay ahead of the latest legislation and how it might affect business.

Legal Expenses insurance takes the stress out of addressing a variety of these risks by providing advice and cover for the legal costs of pursuing or defending certain types of legal action. These may include:

  • Payment disputes
  • Allegations of not complying with a contract
  • Contract disputes
  • Unfair allegations of faulty workmanship
  • Breach of contract
  • Debt Recovery

What Can Be Covered
Do for You?

Not all Legal Expenses policies provide the critical covers required for the specific circumstances of the construction industry. Many policies include construction specific exclusions or are missing important extension of cover that your business needs. As a specialist construction and building insurance broker, we work with our clients to tailor a holistic insurance program that incorporates Legal Expenses cover to complement your other insurances.

Legal Expenses insurance goes one step further and in the case of a tax audit, the policy will pay for your accountant to respond to an audit by the Australian Taxation Office. A specialist lawyer can also be called in if any proceedings arise from the audit.

Businesses can also use lawyers to go to court in pursuit of unpaid debts or seek unlimited free legal advice for a multitude of areas relating to your core business. Including but not limited to; Employment/workplace law, Commercial law and litigation/dispute resolution.

Where Can
Disputes Arise?

Even small construction projects involve complex and intertwined supply chains, and while most transactions are completed without thinking, legal disputes can arise from any of those transactions, including:

  • Customers
  • Suppliers
  • Builder / Subcontractor / Tradie
  • Property Owner
  • Manufacturers      

Common Questions Answered

It covers the cost of defending your business in certain legal disputes and can include contract issues, tax audits, and government investigations.
Sometimes. It may be bundled into a Business Pack or offered as an optional endorsement, depending on the insurer and the type of cover selected but for a broader coverage, typically this is done as a standalone policy.
Yes, Legal Expenses insurance can cover contract disputes, provided they relate to your business activities and the appropriate level of cover has been selected—such as disputes with clients, suppliers, or subcontractors.
Yes, court costs are usually covered within the policy limits, including solicitor fees, filing costs, and other legal expenses incurred during a dispute.
Yes. Builders regularly face legal risks such as contract disagreements, payment disputes, or compliance investigations. Legal Expenses insurance helps protect your business from the high cost of legal action.

We Have the Building
Industry Covered

Specialist Construction & Building
Insurance Broker

Be Covered, we take the time to get to know your business, get the cover that’s right for you and, if something does go wrong, Be Covered are on your side with the knowledge and experience to handle even the toughest claims – that’s our difference.