Plant & Equipment
If you work with tools or have plant and equipment, you likely rely on them to keep your business running and without them, getting on with your job can be impossible meaning loss of income plus the cost of replacing the tools themselves.
Every trade uses their tools, plant and equipment differently and can have a range of different equipment requiring cover, from:
- General tools used at your premises and away on-site
- Bobcats, Excavators and other heavy machinery
- Specialist machinery or tools fixed to your vehicle
- Tools, plant or equipment which are left on-site overnight
What Can Be Covered
Do for You?
At Be Covered, we understand that every trade or project has different requirements around tools and not one type of ‘Tool Policy’ fits all clients. What may suit one client may have restrictive clauses relating to how you use your equipment or may not cover your equipment correctly. Be Covered can help you Navigate the various options in the market and find a policy that;
- Provides sufficient cover
- No hidden clauses that affects how you use your tools
- Works with your overall insurance program to avoid under or over insuring
- Efficient claims management to get you back on site sooner
What to Watch Out For on Your Plant and Equipment Insurance?
There are many Plant and Equipment options available both via brokers and direct online. Things to consider when looking at a Plant and Equipment insurance policy:
- Do the individual and overall limits provide adequate cover
- Are there any exclusions or conditions specific to how you may use your equipment
- Are you updating your equipment list at least yearly
- Do the values reflect the increase in cost to replace many items post 2021
Our clients feel safe and secure in the knowledge that their insurance programs are purpose built with complete understanding of the complexities of the construction and building industry and tailor insurance programs unique to every individual client rather that a ‘one policy fits all’ approach, and backed by the SUREWiSE network that gives us access to a wide range of policies that allow us to tailor your package in a way that other brokers simply can’t.
We Have the Building
Specialist Construction & Building
Be Covered, we take the time to get to know your business, get the cover that’s right for you and, if something does go wrong, Be Covered are on your side with the knowledge and experience to handle even the toughest claims – that’s our difference.