For Subcontractors & Tradies

Business Insurance for
Earthmoving & Excavation

Business insurance for earthmoving and excavation is an essential investment into the future of your business. If you are an earthmoving or excavation contractor, it's important to make sure you have the right coverage in place to protect your employees, processes and equipment.

Earthmoving and Excavation businesses invest in and operate expensive pieces of equipment, which are inherently risky, and that’s before you dig below the surface and find out what’s hidden underneath. Operating from Adelaide, our expert brokers are all too familiar with the dangers that come with excavating in an urban environment – from unearthing hidden power cables and water mains to damaging underground services. For this reason, we always recommend our clients take out comprehensive business insurance to protect their businesses from the risk of damage, loss or even third party injury.

Earthmoving, and excavation businesses need a wide range of protection, including:

  • Site – damage to third-party property or injury
  • Plant and Equipment – Theft and damage both on and away from site
  • Operational – employee, safety, cyber security
  • Yard – theft, fire, business interruption
  • Transport – vehicle, materials in transit
  • Product – failure of installed product

At Be Covered Insurance, our Adelaide-based Brokers understand the unique exposures faced by Australian Earthmoving and Excavation businesses. We take the guesswork out of finding the right insurance for your business, so you can focus on what you do best.

Insurance Products for
Earthmoving / Excavation

Reviewing Your
Insurance Products

Most Earthmoving and Excavation businesses we meet understand the need to insure their plant and equipment and ensure there’s cover if they cause damage. In Australia, regulations cover everything from the environment to working times. The complexity of these guidelines means that your business is at risk if you don’t have the right insurance in place.

Be Covered Insurance Brokers will take the time to understand your business and make sure the products we recommend are fit for purpose. Now is an excellent time to consider whether you need insurance to cover risks such as:
  • Statutory liability to cover risks such as environmental, OHS and employment practices
  • Plant and Equipment both on and away from site
  • Tenant liability for leased premises
  • Machinery and electronic equipment breakdown

At Be Covered Insurance Brokers, we take care in unearthing your business needs to create custom-fitting insurance programs. Every Earthmoving and Excavation business has different risks, business outcomes, and goals they want to achieve. Whether you are based in Adelaide or beyond, Be Covered Insurance Brokers will work with you to create a tailored plan based on your needs.

Do What You Do
Best and Let Us Get
You Covered

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