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Business Insurance for
Demolition

For Subcontractors & Tradies

The complex process of demolishing old buildings to make way for new ones is essential and poses many risks. Asbestos is just one of the many known – and often unknown – conditions faced by demolition and asbestos contractors every time they go to a site. Business Insurance for asbestos contractors is vital to protect you and your company against damages, injuries and third party claims.

As one of the most heavily regulated and risky sectors of the construction industry, every demolition and asbestos contractor within Australia faces a wide range of risks, including:

  • Site – damage to third-party property or injury
  • Environmental – breaches of EPA regulations
  • Plant and Equipment – theft and damage both on and away from site
  • Operational – employee, safety
  • Yard – theft, fire
  • Transport – vehicle, salvage in transit

When you’re in the business of demolishing buildings, you need to be prepared for anything. Whether it’s asbestos, hazardous materials, or simply the risk of damaging third-party property, there are dozens of potential risks that you need to account for. Operating from Adelaide, our construction brokerage specialists take the hard part out of understanding these risks and getting the right mix of insurance to suit your risk appetite. We proudly service South Australia and all other states to guarantee you the best coverage for your needs.

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Insurance Products for
Demolition and Asbestos

Liability
Insurance

Plant
& Equipment

Legal
Expenses

Office &
Workshop

Management
Liability

Commercial Vehicle
Insurance

Reviewing Your
Insurance Products

Many of the risks involved with demolition and asbestos work are apparent. At Be Covered, we have found that there is not necessarily a complete understanding of how those risks can be managed with the right cover. These can include:

  • Statutory liability to cover risks such as environmental, OHS and employment practices
  • Plant and Equipment both on and away from site
  • Tenant liability for leased premises
  • Machinery and equipment breakdown

At Be Covered Insurance, like your business, we take care to understand the structure and break down the barriers to make custom-fitting insurance programs tailored to your circumstances. Every demolition and asbestos contractor has different risks, business outcomes, and goals they want to achieve. Our brokers will work with you to create a tailored plan based on your needs. For reliable service by experts that put your needs first, make Be Covered Insurance your first call.

Common Questions Answered

You’ll typically need public liability insurance with hazardous materials and asbestos liability cover (if required). You may also require cover for your plant, equipment, vehicles and any attachments.
No, asbestos work is usually excluded from standard public liability policies. You need specialised asbestos liability cover, which we can arrange.
Yes — if you're hiring equipment, whether dry hire (equipment only) or wet hire (with an operator), you’ll usually need to insure it while in your care, custody, or control. Hire agreements often require cover for damage, theft, or third-party liability, so it's important your policy includes hired-in plant. Always check the hire contract and let us know so we can make sure you're properly covered.
Yes — if your policy includes tools and equipment cover, it can protect against theft, loss, or damage during transport and storage. Coverage depends on how your policy is set up, so it's important to confirm the specifics.
Yes, but high-risk activities must be declared. We’ll ask you the right questions to help you get the right cover based on your specific demolition methods.

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(08) 7092 2242